In 2007, Texas had four of the top ten counties originating FHA mortgages. Is this a regional bias? Do the prices of homes in Texas contribute to the number of FHA mortgages in Texas counties? Were down payment assistance providers the reason for this geographic bias of FHA mortgages?
So far in 2008, only two Texas counties are in the FHA top ten and the mortgage lending volume is increasing.
Maricopa County (Phoenix), Arizona leads all counties in the nation in originating FHA mortgages.