Can anyone provide a coherent explanation why this bill includes capturing fingerprints and other private information on mortgage originators? See
section 1505. Am I crazy or what? How does fingerprinting mortgage originators help financially distressed homeowners stay in their homes?
The loan originators fingerprints will be sent to the FBI and other agencies in order to do a criminal background check on the originator.
ReplyDeleteThe assumption being that if they can exclude people with criminal backgrounds from being loan originators they can prevent mortgage fraud in the future.
Obviously, this won't do anything for homeowners already in distress.
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